Points for anything, in one click.
Cardholders can redeem points for travel. For merchandise they get a thin catalog or nothing at all. CartAI makes every product on the web a redemption option inside your app, with the one-click checkout your cardholders already expect from any modern shopping experience.
Redemption is the part of the card that feels old.
The same cardholder who asks an AI assistant to find and buy something in one sentence opens your rewards portal and finds a short list of gadgets and gift cards. The gap is visible, and it is where loyalty is decided.
A catalog that cannot compete
Merchandise redemption runs on a few thousand curated SKUs from a fulfillment partner. Cardholders want the brands and products they already buy, at the merchant they already trust.
An experience years behind
AI shopping agents search, compare and purchase in a sentence. Rewards portals still ask the cardholder to browse a grid, leave the app, and finish the purchase somewhere else.
Points that sit unused
Unredeemed points are a liability on the balance sheet and a missed touchpoint with the member. Points that can buy anything get used, and a card that pays off in things people actually want stays top of wallet.
Any product. Points in. Order out.
Your app owns the experience. CartAI handles everything between the tap and the confirmed order, and you never integrate with a single merchant.
The cardholder picks any product
Search across merchants or paste a product link. CartAI's Catalog returns live price, variants, availability and a checkout estimate, so the points cost is exact before anyone taps.
One tap to redeem
Points convert at your rate. Shipping and contact details come from the profile already on file. No redirect, no merchant account, no second checkout.
CartAI clears the order at the merchant
A bank-provided corporate card funds the purchase through agentic payment tokens on Visa or Mastercard rails. CartAI places the order on the merchant's own site, the merchant stays merchant of record, and order status flows back to your app by webhook.
Signed, verified, allowed. CartAI transacts with signed agent identity and KYA, inside the bot-management infrastructure major merchants already run, so legitimate orders are recognized and processed rather than blocked.
Make redemption the best part of the card.
Tell us about your program and we will walk through what a one-click, any-merchant redemption looks like inside your app.